As with most insurance policies,
with UK mortgage protection insurance there are certain basic conventionalities
that you will need to fulfil in order to be eligible for a policy. Make sure that
you are an appropriate applicant before you go any further by consulting our guidelines
.
- You must be in full and active employment in your place of residence for at
least 16 hours a week.
- You must be permanently resident in either the United Kingdom, the Channel
Islands or the Isle of Man
- You must be between the ages of 18 and 65.
- You must have a mortgage on a property.
- You must have no knowledge of any possible reason for any forthcoming unemployment
or disability which you know will prevent you from mortgage payments on your home.
Every insurance company has different rules and regulations, so be sure to
check with your insurance company what their specific requirements are. The list
we have compiled, however, represents the requirements of the majority of UK insurance
companies, and can be used confidently as a general guide to help you in looking
for a policy to insure your mortgage and home.
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