| UK insurance providers offering
life insurance for mortgage protection purposes often
provide joint policies protecting the policyholder against
both death and critical illness. It is worth noting that
in most cases these types of policies operate on a 'first
event' basis- meaning that if you were to be diagnosed
with a critical illness then your policy would pay out
on this instance but not on your subsequent death. You
would need to take out separate policies if you wanted
more protection than this.
Every insurance policy is different for different mortgage types, but below we have
compiled a list of diseases and conditions that are
typically covered by UK critical illness cover.
- Alzheimer's
- Benign brain tumour
- Blindness
- Burns
- Cancer
- Coma
- Deafness
- Heart attack
- HIV or AIDS (in certain circumstances)
- Kidney failure
- Major organ transplant
- Multiple sclerosis
- Paralysis
- Stroke
Be sure to check your policy details carefully or speak
to your insurance company to discern precisely for which
situations you will be covered by your UK critical illness
insurance.
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